Business Capital Made Simple
Fast, reliable funding solutions tailored to your business. From merchant cash advances to SBA loans, we deliver the capital you need to grow — with transparency you can trust.
13+
Years
447M+
Funded
88%
Approval
24-Hour Approvals
Fast decisions, no waiting
Transparent Terms
No hidden fees, ever
Flexible Programs
Tailored to your needs
Your Trusted Partner in Business Growth
Founded 15 years ago, Core Cap NY was built with one clear mission: to help business owners access the fast, reliable capital they deserve.
What started as a simple funding solution has grown into a full-service financial partner, offering a wide range of programs tailored to meet the unique needs of today's businesses. Our experience, lender relationships, and commitment to transparency allow us to deliver smart funding options that support real growth.
15+
Years of Experience
1K+
Businesses Funded
24hr
Average Approval
6
Funding Programs
Funding Solutions That Fit Your Business
Every business is unique. That's why we offer a comprehensive range of funding programs, each designed to address specific needs and growth stages.
Merchant Cash Advance
Fast access to capital based on future revenue, with flexible daily or weekly payments. Ideal for businesses with strong sales volume.
Asset-Based Lending
Funding secured by business assets such as receivables, inventory, or property. Unlock the value already in your business.
Equipment Financing
Finance new or used equipment with fixed terms while preserving cash flow. Keep your business running with the tools you need.
Business Term Loans
Traditional structured loans with set payments and defined repayment periods. Predictable and straightforward.
Lines of Credit
Revolving credit that allows you to draw funds as needed and only pay for what you use. Maximum flexibility for your business.
SBA & Bank Loan Programs
Longer-term, lower-rate financing options for qualified businesses. We guide you through the application process.
From Application to Funding in Days, Not Weeks
Our streamlined process gets you the capital you need without the runaround. Here's how it works.
Apply Online
Fill out our simple application in minutes. We only ask for what's necessary — no unnecessary paperwork or invasive questions.
Quick Review
Our team reviews your application and matches you with the best funding options. Most reviews are completed within hours, not days.
Get Approved
Receive your approval with clear, transparent terms. No hidden fees, no surprises — just honest funding you can count on.
Receive Funds
Once approved, funds are deposited directly into your business account. Many clients receive funding within 24-48 hours.
The Funding Partner Your Business Deserves
No Hidden Fees
We believe in complete transparency. Every term, every rate, every fee is laid out clearly before you sign anything.
Fast Decisions
Most applications are reviewed and approved within 24 hours. We know your business can't wait.
Multiple Options
With six different funding programs, we match you with the solution that truly fits your business needs.
Dedicated Support
Every client gets a dedicated funding specialist who understands your industry and your goals.
Flexible Terms
We tailor every deal to fit your business — because no two companies are the same, and your funding shouldn't be either.
$500M+
Total Capital Deployed
See What You Could Qualify For
Use our calculator to get an instant estimate of your Merchant Cash Advance options. No commitment, no credit check — just a quick snapshot of what's possible.
Important: These numbers are estimates only and not a definite offer. Actual rates and terms may change depending on your file, credit usage, industry, and overall business profile. Contact us for a personalized quote.
Your average monthly business revenue
How much capital do you need?
Your industry affects available rates
Helps refine your estimated terms
How long you've been operating
Trusted by Business Owners Across New York
"Core Cap NY got us funded in less than 48 hours when our bank said it would take weeks. Their team understood our urgency and delivered."
Michael Torres
Owner, Torres Construction LLC
"The transparency was refreshing. No hidden fees, no surprises. They walked us through every option and helped us choose the right one for our restaurant."
Sarah Kim
CEO, Seoul Kitchen Group
"We've worked with Core Cap for three rounds of funding now. They're not just a lender — they're a true financial partner who understands our business."
David Okonkwo
Founder, Apex Logistics
Ready to Grow Your Business?
Click below to fill out our quick application, or reach out directly. A funding specialist will contact you within 24 hours.
Visit Us
160 Pearl Street, Suite 160 · Manhattan, NY 10004
Call Us
917-636-8232Email Us
[email protected]Business Hours
Mon–Fri, 9:00 AM – 5:00 PM EST
Apply for Funding
Our quick application takes just a few minutes. Fill it out and a dedicated funding specialist will reach out within 24 hours to discuss the best options for your business.
Secure application powered by JotForm. Your information is protected and never shared with third parties.
24hr
Response Time
98%
Approval Rate
$10K+
Min. Funding